The Bloxham Conservative Income & Growth Fund
The Bloxham Conservative Income & Growth Fund is a low risk, return-seeking fund; ideal for conservative investors. The objective of the Fund is to produce positive returns above cash (3 month Euribor) on a rolling 12-month basis in a low risk and opportunistic way.
There is active asset allocation within the fund with an emphasis on capital preservation and focused conservative stock selection. Importantly the fund offers investors easily-accessible diversification across asset classes.
The Conservative Income & Growth Fund’s parameters are as follows:
- 50% – 100% invested in cash or short-dated (<3 yrs) AAA or AA rated sovereign bonds, e.g. Dutch, UK, US, Finnish etc. At least 50% of these investments must be in Euros.
The aim is to produce positive returns every quarter from this part of portfolio, seeking to take advantage of ‘safety’ trades and strong currencies. Bloxham will be targeting ‘strong’ currency countries, as identified by Chief Economist, Alan McQuaid.
- 0% – 50%: Conservative Bloxham High Yield and Intrinsic Value Fund holdings, i.e. the most conservative stocks in the High Yield Fund, e.g. mega-cap defensives such as J&J, Unilever, P&G, Nestle, China Mobile, Vodafone, Pepsi, Coca- Cola…. all financially-strong companies with stable earnings and dividend growth characteristics.
Importantly the fund is not required to hold any equities if Bloxham are particularly concerned about equity markets; alternatively the fund can go up to 50% in times of high conviction
Suitability: The fund is structured to be a low risk, return-seeking fund, ideal for conservative investors, particularly those within five years of retirement and also for ARFs
Provider: Irish Life Assurance plc
- Personal Investments (Signature/Signature 2/Signature Saver)
- Personal/Executive Pensions (Complete Solutions and Navigator)
- ARFs and AMRFs / Self Administered Pensions (Complete Solutions)
- Buy Out Bonds
